Your choice

PTD puts you in the drivers seat when it comes to making decisions about your financial future. PTD’s no obligation service can provide whatever level of advice you require, to be satisfied you are making the very best decision, given your specific circumstances. 

The advice available to you from PTD can range from a simple ‘Express Transfer Service’ right through to a complete tailored report.

This level of choice is important as PTD recognises everyone’s circumstances differ; some people have zero complications and just wish to confirm transfer value before beginning a transfer, while others demand a high level of due diligence. 

Your tailored report 

The maxiumum level of advice is delivered via an individually tailored report. This report is unique to PTD, its based on our 10 years of experience and is far more comprehensive than anything else available to you in Australia today.

Many so-called ‘FREE’ reports leave out vital information. Click here to get PTD’s complimentary Pension Transfer Checklist and State Pension guide. This Checklist details all the questions you need answered before you can make a decision to transfer.

The list below is the table of contents from a typical PTD report. It can be necessary to go to this level of detail to provide you and your financial adviser with ALL the facts surrounding your individual circumstances. Analysing your circumstances the ‘PTD way’ leaves nothing to chance and enables you to make financial decisions with absolute confidence. Retirement is about certainty, not chance, so don’t transfer unless you can tick all these off.

So not only does PTD give you choice on the level of detail you feel you need, but the depth or detail of that advice is greater than you will receive anywhere else. 

  • Introduction
  • Benefits Currently Held in the UK
  • Summary
  • Can I Transfer My Benefits To An Australian Scheme?
  • What Is A Protected Right?
  • What Is An Excess Benefit?
  • Changes to United Kingdom Pensions Legislation
  • Impact upon Transfers to Australia
  • Transfer Timeframe
  • Overview of Australian Taxation Issues
  • When Are You Considered An Australian Resident For Tax Purposes?
  • Australian Taxation Issues Under ITAA 1997
  • Australian Taxation Issues Under The Foreign Investment Fund (FIF) Measures
  • Subdivision 305-B of the ITAA
  • Australian Taxation Issues Under Subdivision 305-B ITAA 1997
  • Tax On Growth Paid By The Super Fund Rather Than Personal Income
  • Six-month Tax Free Grace Period
  • How It Effects Your Transfer
  • The Treatment of Transfers Into the Australian Fund
  • Concessions Within the Australian Superannuation Regime
  • Undeducted Contributions
  • Proposed Changes to Undeducted Contribution in the Australian Federal Budget
  • Overseas Transfers Exempt?
  • Retirement Income Streams
  • Australian Tax Payable From a UK Income Stream vs an Australian Income Stream
  • UK Income Stream (Annuities) vs. Australian Income Stream (Freedom of Choice)
  • Australian Income Stream - Allocated Pensions
  • Estate Planning
  • Death Before Retirement
  • Death After Retirement
  • Should your fund be transferred to Australia?
  • Health Issues
  • The Australian Receiving Scheme
  • SOLAR and your UK Transfer
  • Disclosure - Fees & Brokerage
  • The Genesys Wealth Advisers' Client Care Program
  • Underlying Investment Management Fees
  • Exchange Rates
  • Projected Benefits
  • Where to Now?
  • Disclosure
  • The Genesys Wealth Advisers Group of Companies
  • Important Information
  • Australian Superannuation Preservation Rules
  • Tax Issues To Consider if you Choose the Growth to be Assessed as Personal Income
  • Australian Marginal Tax Rates

 

IMPORTANT: This information has been prepared without taking into account your objectives, financial situation or needs. Before acting seek professional advice. Things you should know. © Pension Transfers Direct (PTD). PTD is a Corporate Authorised Representative of Genesys Wealth Advisers AFSL No. 232686.